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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,250 | $160,070-60.5% | $147,117-57.0% | $145,897-56.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.84% | 98.69%-90.8pp | 420.54%-412.7pp | 552.29%-544.4pp |
| Employer contribution / active EE | $11,165 | $5,285+111.3% | $4,932+126.4% | $4,663+139.5% |
| Participant deferral / active EE | $9,991 | $8,419+18.7% | $8,065+23.9% | $6,689+49.4% |
| Admin fee / account holder | $597 | $15,035-96.0% | $12,993-95.4% | $13,390-95.5% |