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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,781 | $52,678-79.5% | $75,784-85.8% | $59,633-81.9% |
| Participation rate | 81.5% | 67.2%+14.3pp | 75.8%+5.7pp | 68.7%+12.9pp |
| Annual return | 0.00% | 2.95%-3.0pp | 9.68%-9.7pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $1,447 | $2,193-34.0% | $3,323-56.5% | $2,203-34.3% |
| Participant deferral / active EE | $2,048 | $2,591-20.9% | $3,652-43.9% | $3,192-35.8% |
| Admin fee / account holder | $367 | $3,610-89.8% | $5,300-93.1% | $4,297-91.5% |