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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,908 | $198,462-19.9% | $170,439-6.8% | $147,585+7.7% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 15.50% | 257.30%-241.8pp | 205.94%-190.4pp | 578.58%-563.1pp |
| Employer contribution / active EE | $1,670 | $6,184-73.0% | $5,433-69.3% | $4,876-65.8% |
| Participant deferral / active EE | $4,366 | $5,629-22.5% | $4,939-11.6% | $5,439-19.7% |
| Admin fee / account holder | $3,029 | $16,852-82.0% | $13,881-78.2% | $10,886-72.2% |