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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,687 | $148,629-28.2% | $135,982-21.5% | $139,487-23.5% |
| Participation rate | 41.7% | 83.9%-42.2pp | 81.9%-40.3pp | 80.3%-38.7pp |
| Annual return | 14.17% | 79.33%-65.2pp | 68.32%-54.2pp | 373.84%-359.7pp |
| Employer contribution / active EE | $2,674 | $5,247-49.0% | $4,859-45.0% | $4,755-43.8% |
| Participant deferral / active EE | $3,662 | $8,102-54.8% | $7,760-52.8% | $6,713-45.5% |
| Admin fee / account holder | $13,845 | $12,406+11.6% | $10,767+28.6% | $11,407+21.4% |