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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,423 | $110,083+11.2% | $151,639-19.3% | $68,486+78.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -16.20% | -10.12%-6.1pp | 3.34%-19.5pp | -7.85%-8.3pp |
| Employer contribution / active EE | $7,224 | $4,470+61.6% | $6,165+17.2% | $2,597+178.2% |
| Participant deferral / active EE | $18,221 | $6,526+179.2% | $8,363+117.9% | $4,028+352.4% |
| Admin fee / account holder | $6,075 | $7,718-21.3% | $11,613-47.7% | $5,404+12.4% |