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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,803 | $167,353+72.0% | $143,797+100.1% | $134,545+113.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.15% | 0.48%-16.6pp | -0.04%-16.1pp | 418.37%-434.5pp |
| Employer contribution / active EE | $4,019 | $5,620-28.5% | $4,952-18.8% | $4,742-15.2% |
| Participant deferral / active EE | $8,140 | $6,447+26.3% | $5,638+44.4% | $6,401+27.2% |
| Admin fee / account holder | $4,470 | $18,096-75.3% | $14,679-69.5% | $11,431-60.9% |