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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,014 | $63,365-51.1% | $91,994-66.3% | $72,975-57.5% |
| Participation rate | 96.8% | 72.5%+24.3pp | 78.6%+18.1pp | 69.5%+27.3pp |
| Annual return | 31.19% | 35.35%-4.2pp | 69.04%-37.9pp | 81.01%-49.8pp |
| Employer contribution / active EE | $2,706 | $2,116+27.9% | $3,453-21.6% | $2,440+10.9% |
| Participant deferral / active EE | $4,857 | $4,883-0.5% | $5,924-18.0% | $3,608+34.6% |
| Admin fee / account holder | $2,155 | $4,670-53.9% | $7,744-72.2% | $5,124-57.9% |