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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,676 | $73,848-20.5% | $143,799-59.2% | $68,486-14.3% |
| Participation rate | 37.0% | 66.7%-29.6pp | 80.3%-43.3pp | 67.9%-30.9pp |
| Annual return | -19.40% | 0.91%-20.3pp | -0.04%-19.4pp | -7.85%-11.5pp |
| Employer contribution / active EE | $1,042 | $3,184-67.3% | $4,952-79.0% | $2,597-59.9% |
| Participant deferral / active EE | $2,063 | $3,385-39.1% | $5,638-63.4% | $4,028-48.8% |
| Admin fee / account holder | $297 | $5,755-94.8% | $14,677-98.0% | $5,404-94.5% |