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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,773 | $150,447-5.8% | $136,298+4.0% | $147,586-3.9% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 20.44% | 1049.15%-1028.7pp | 5156.27%-5135.8pp | 578.59%-558.2pp |
| Employer contribution / active EE | $4,253 | $5,256-19.1% | $4,696-9.4% | $4,876-12.8% |
| Participant deferral / active EE | $8,808 | $6,631+32.8% | $6,247+41.0% | $5,439+61.9% |
| Admin fee / account holder | $3,505 | $10,906-67.9% | $9,244-62.1% | $10,886-67.8% |