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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,667 | $48,050+117.8% | $96,754+8.2% | $64,340+62.7% |
| Participation rate | 60.9% | 40.6%+20.3pp | 70.3%-9.4pp | 55.2%+5.7pp |
| Annual return | 14.36% | 23.41%-9.0pp | 82.04%-67.7pp | 24.14%-9.8pp |
| Employer contribution / active EE | $3,282 | $1,204+172.6% | $2,679+22.5% | $1,862+76.3% |
| Participant deferral / active EE | $4,081 | $2,191+86.2% | $4,758-14.2% | $2,980+36.9% |
| Admin fee / account holder | $5,455 | $3,741+45.8% | $8,905-38.7% | $3,703+47.3% |