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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,229 | $100,911-84.9% | $90,440-83.2% | $158,966-90.4% |
| Participation rate | 25.0% | 75.0%-50.0pp | 72.7%-47.7pp | 82.0%-57.0pp |
| Annual return | 47.10% | 1726.62%-1679.5pp | 1294.38%-1247.3pp | 302.95%-255.9pp |
| Employer contribution / active EE | $179 | $3,690-95.2% | $3,263-94.5% | $4,762-96.2% |
| Participant deferral / active EE | $1,607 | $4,348-63.0% | $3,964-59.5% | $5,983-73.1% |
| Admin fee / account holder | $46 | $6,507-99.3% | $5,615-99.2% | $11,250-99.6% |