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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,317 | $51,184-38.8% | $66,439-52.9% | $86,983-64.0% |
| Participation rate | 66.7% | 68.5%-1.8pp | 74.5%-7.8pp | 69.5%-2.9pp |
| Annual return | 38.54% | 17.07%+21.5pp | 757.66%-719.1pp | 25.83%+12.7pp |
| Employer contribution / active EE | $5,093 | $2,023+151.8% | $2,637+93.1% | $2,584+97.1% |
| Participant deferral / active EE | $3,691 | $2,927+26.1% | $3,876-4.8% | $4,194-12.0% |
| Admin fee / account holder | $3,164 | $4,154-23.8% | $6,173-48.7% | $7,856-59.7% |