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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,764 | $156,398+64.8% | $147,318+75.0% | $138,895+85.6% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 12.28% | 78.75%-66.5pp | 70.43%-58.2pp | 145.39%-133.1pp |
| Employer contribution / active EE | $18,684 | $4,853+285.0% | $4,593+306.8% | $4,194+345.5% |
| Participant deferral / active EE | $8,921 | $8,237+8.3% | $7,906+12.8% | $6,396+39.5% |
| Admin fee / account holder | $44,044 | $14,976+194.1% | $13,708+221.3% | $12,562+250.6% |