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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,764 | $154,228+67.1% | $145,433+77.2% | $137,256+87.8% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 12.28% | 74.59%-62.3pp | 66.58%-54.3pp | 220.34%-208.1pp |
| Employer contribution / active EE | $18,684 | $4,804+288.9% | $4,554+310.2% | $4,156+349.6% |
| Participant deferral / active EE | $8,921 | $8,216+8.6% | $7,897+13.0% | $6,407+39.2% |
| Admin fee / account holder | $44,044 | $14,344+207.1% | $13,129+235.5% | $12,270+258.9% |