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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,931 | $117,433-80.5% | $99,475-76.9% | $152,897-85.0% |
| Participation rate | 52.9% | 77.5%-24.6pp | 73.8%-20.9pp | 82.5%-29.5pp |
| Annual return | 17.94% | 31.87%-13.9pp | 30.72%-12.8pp | 345.43%-327.5pp |
| Employer contribution / active EE | $1,035 | $3,013-65.7% | $2,540-59.3% | $4,764-78.3% |
| Participant deferral / active EE | $1,647 | $4,086-59.7% | $3,619-54.5% | $5,851-71.9% |
| Admin fee / account holder | $1,526 | $7,634-80.0% | $6,252-75.6% | $11,599-86.8% |