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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,591 | $110,337+54.6% | $102,383+66.6% | $145,877+16.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.01% | 24.83%-16.8pp | 24.94%-16.9pp | 551.28%-543.3pp |
| Employer contribution / active EE | $4,468 | $4,216+6.0% | $3,870+15.4% | $4,663-4.2% |
| Participant deferral / active EE | $8,258 | $5,621+46.9% | $5,060+63.2% | $6,691+23.4% |
| Admin fee / account holder | $5,213 | $9,750-46.5% | $8,391-37.9% | $13,402-61.1% |