Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,216 | $46,732+138.0% | $156,551-29.0% | $55,167+101.6% |
| Participation rate | 27.5% | 65.8%-38.3pp | 84.0%-56.5pp | 69.0%-41.5pp |
| Annual return | 5.72% | 17.72%-12.0pp | 32.23%-26.5pp | 169.23%-163.5pp |
| Employer contribution / active EE | $3,673 | $2,105+74.5% | $5,501-33.2% | $1,963+87.2% |
| Participant deferral / active EE | $3,877 | $2,204+75.9% | $4,871-20.4% | $3,054+26.9% |
| Admin fee / account holder | $439 | $418+5.0% | $13,028-96.6% | $504-12.8% |