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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,700 | $93,064-72.4% | $74,577-65.5% | $273,972-90.6% |
| Participation rate | 69.2% | 74.9%-5.7pp | 68.1%+1.1pp | 83.0%-13.8pp |
| Annual return | 5.80% | 26.18%-20.4pp | 20.47%-14.7pp | 41.46%-35.7pp |
| Employer contribution / active EE | $1,742 | $3,160-44.9% | $2,525-31.0% | $4,869-64.2% |
| Participant deferral / active EE | $4,583 | $4,160+10.2% | $3,458+32.5% | $5,287-13.3% |
| Admin fee / account holder | $64 | $5,273-98.8% | $4,138-98.5% | $10,133-99.4% |