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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,499 | $165,399-57.4% | $149,745-52.9% | $158,982-55.7% |
| Participation rate | 95.8% | 84.6%+11.3pp | 82.5%+13.4pp | 82.0%+13.9pp |
| Annual return | 26.97% | 348.34%-321.4pp | 276.72%-249.7pp | 302.99%-276.0pp |
| Employer contribution / active EE | $3,343 | $5,105-34.5% | $4,646-28.0% | $4,763-29.8% |
| Participant deferral / active EE | $7,457 | $7,183+3.8% | $6,843+9.0% | $5,983+24.6% |
| Admin fee / account holder | $1,359 | $10,811-87.4% | $9,312-85.4% | $11,252-87.9% |