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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,748 | $93,346-91.7% | $71,796-89.2% | $273,972-97.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 7.66% | 130.39%-122.7pp | 78.04%-70.4pp | 41.46%-33.8pp |
| Employer contribution / active EE | $1,086 | $2,733-60.3% | $1,924-43.6% | $4,869-77.7% |
| Participant deferral / active EE | $3,525 | $3,475+1.4% | $2,794+26.2% | $5,287-33.3% |
| Admin fee / account holder | $591 | $6,571-91.0% | $4,815-87.7% | $10,133-94.2% |