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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,073 | $129,737-59.9% | $119,126-56.3% | $154,746-66.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 15.86% | 379.08%-363.2pp | 282.11%-266.2pp | 172.34%-156.5pp |
| Employer contribution / active EE | $14,926 | $4,375+241.2% | $4,034+270.0% | $4,379+240.8% |
| Participant deferral / active EE | $4,992 | $5,842-14.5% | $5,318-6.1% | $6,730-25.8% |
| Admin fee / account holder | $15,778 | $11,961+31.9% | $10,693+47.6% | $14,365+9.8% |