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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,201 | $51,631-57.0% | $129,397-82.8% | $80,925-72.6% |
| Participation rate | 60.0% | 56.9%+3.1pp | 69.6%-9.6pp | 67.7%-7.7pp |
| Annual return | 14.24% | 20.77%-6.5pp | 9453.98%-9439.7pp | 35.65%-21.4pp |
| Employer contribution / active EE | $404 | $1,583-74.5% | $4,154-90.3% | $2,756-85.4% |
| Participant deferral / active EE | $2,547 | $2,670-4.6% | $4,167-38.9% | $4,299-40.7% |
| Admin fee / account holder | $582 | $4,309-86.5% | $7,679-92.4% | $6,940-91.6% |