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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,533 | $52,353-39.8% | $120,225-73.8% | $82,448-61.8% |
| Participation rate | 65.3% | 58.3%+7.0pp | 69.6%-4.2pp | 68.1%-2.7pp |
| Annual return | 23.69% | 61.85%-38.2pp | 439.23%-415.5pp | 41.64%-18.0pp |
| Employer contribution / active EE | $547 | $1,510-63.8% | $3,475-84.3% | $2,551-78.6% |
| Participant deferral / active EE | $3,422 | $2,627+30.3% | $3,999-14.4% | $4,139-17.3% |
| Admin fee / account holder | $1,654 | $4,363-62.1% | $5,696-71.0% | $7,234-77.1% |