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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,831 | $149,679-18.6% | $117,039+4.1% | $147,585-17.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 77.2%+22.8pp | 82.8%+17.2pp |
| Annual return | 11.12% | 19.31%-8.2pp | 18.95%-7.8pp | 578.58%-567.5pp |
| Employer contribution / active EE | $0 | $4,937-100.0% | $3,785-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $8,502 | $4,912+73.1% | $3,929+116.4% | $5,439+56.3% |
| Admin fee / account holder | $837 | $7,856-89.3% | $5,974-86.0% | $10,886-92.3% |