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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,814 | $102,638-51.5% | $81,991-39.2% | $158,966-68.7% |
| Participation rate | 52.9% | 75.5%-22.6pp | 69.3%-16.3pp | 82.0%-29.0pp |
| Annual return | 7.80% | 61.05%-53.3pp | 41.31%-33.5pp | 302.95%-295.1pp |
| Employer contribution / active EE | $2,681 | $3,241-17.3% | $2,498+7.3% | $4,762-43.7% |
| Participant deferral / active EE | $3,395 | $4,649-27.0% | $3,722-8.8% | $5,983-43.3% |
| Admin fee / account holder | $15,197 | $8,237+84.5% | $5,665+168.3% | $11,250+35.1% |