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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,977 | $93,346-79.7% | $71,796-73.6% | $273,972-93.1% |
| Participation rate | 84.6% | 76.5%+8.1pp | 69.1%+15.5pp | 83.0%+1.6pp |
| Annual return | 6.02% | 130.39%-124.4pp | 78.04%-72.0pp | 41.46%-35.4pp |
| Employer contribution / active EE | $1,081 | $2,733-60.5% | $1,924-43.8% | $4,869-77.8% |
| Participant deferral / active EE | $1,680 | $3,475-51.7% | $2,794-39.9% | $5,287-68.2% |
| Admin fee / account holder | $677 | $6,571-89.7% | $4,815-85.9% | $10,133-93.3% |