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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,585 | $160,040-27.2% | $147,096-20.7% | $145,877-20.1% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 14.16% | 98.49%-84.3pp | 419.75%-405.6pp | 551.28%-537.1pp |
| Employer contribution / active EE | $9,474 | $5,289+79.1% | $4,936+91.9% | $4,663+103.2% |
| Participant deferral / active EE | $16,582 | $8,429+96.7% | $8,071+105.5% | $6,691+147.8% |
| Admin fee / account holder | $2,487 | $15,050-83.5% | $13,005-80.9% | $13,402-81.4% |