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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,818 | $72,273-58.7% | $101,275-70.6% | $79,856-62.7% |
| Participation rate | 60.0% | 68.5%-8.5pp | 75.8%-15.8pp | 69.6%-9.6pp |
| Annual return | 24.06% | 22.30%+1.8pp | 46.48%-22.4pp | 31.71%-7.6pp |
| Employer contribution / active EE | $1,833 | $2,691-31.9% | $3,660-49.9% | $2,471-25.8% |
| Participant deferral / active EE | $2,707 | $3,282-17.5% | $4,371-38.1% | $3,741-27.6% |
| Admin fee / account holder | $1,618 | $4,401-63.2% | $5,948-72.8% | $5,306-69.5% |