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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,358 | $135,645-86.5% | $110,243-83.3% | $135,380-86.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 138.18% | 513.24%-375.1pp | 314.76%-176.6pp | 519.81%-381.6pp |
| Employer contribution / active EE | $2,473 | $4,907-49.6% | $3,827-35.4% | $4,779-48.3% |
| Participant deferral / active EE | $8,787 | $5,507+59.6% | $4,672+88.1% | $5,609+56.7% |
| Admin fee / account holder | $668 | $11,458-94.2% | $8,548-92.2% | $10,828-93.8% |