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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,313 | $183,592-18.1% | $155,574-3.4% | $145,877+3.0% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 10.08% | 61.37%-51.3pp | 64.87%-54.8pp | 551.28%-541.2pp |
| Employer contribution / active EE | $1,951 | $5,317-63.3% | $4,676-58.3% | $4,663-58.2% |
| Participant deferral / active EE | $4,490 | $6,466-30.6% | $5,629-20.2% | $6,691-32.9% |
| Admin fee / account holder | $10,776 | $19,316-44.2% | $15,914-32.3% | $13,402-19.6% |