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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,460 | $226,135-90.5% | $182,558-88.2% | $152,909-86.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 20.77% | 192.60%-171.8pp | 148.59%-127.8pp | 345.46%-324.7pp |
| Employer contribution / active EE | $1,859 | $4,979-62.7% | $4,076-54.4% | $4,764-61.0% |
| Participant deferral / active EE | $2,892 | $6,371-54.6% | $5,526-47.7% | $5,851-50.6% |
| Admin fee / account holder | $3,240 | $10,707-69.7% | $8,594-62.3% | $11,601-72.1% |