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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,920 | $102,422-40.5% | $147,117-58.6% | $80,959-24.8% |
| Participation rate | 88.6% | 75.9%+12.8pp | 82.2%+6.5pp | 67.7%+21.0pp |
| Annual return | 20.62% | 135.16%-114.5pp | 420.54%-399.9pp | 35.67%-15.1pp |
| Employer contribution / active EE | $6,228 | $3,717+67.5% | $4,932+26.3% | $2,757+125.9% |
| Participant deferral / active EE | $15,188 | $6,652+128.3% | $8,065+88.3% | $4,300+253.2% |
| Admin fee / account holder | $3,542 | $7,953-55.5% | $12,993-72.7% | $6,925-48.9% |