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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,976 | $176,120-33.0% | $159,487-26.0% | $167,553-29.6% |
| Participation rate | 42.9% | 85.0%-42.1pp | 82.8%-40.0pp | 82.1%-39.3pp |
| Annual return | 18.65% | 331.95%-313.3pp | 263.71%-245.1pp | 478.89%-460.2pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $6,594 | $7,752-14.9% | $7,354-10.3% | $6,343+4.0% |
| Admin fee / account holder | $267 | $12,561-97.9% | $10,804-97.5% | $12,316-97.8% |