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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,214 | $71,873-56.6% | $86,698-64.0% | $68,490-54.4% |
| Participation rate | 70.6% | 72.2%-1.7pp | 76.6%-6.0pp | 67.9%+2.7pp |
| Annual return | -11.71% | 3.54%-15.2pp | 35.96%-47.7pp | -7.85%-3.9pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,287 | $3,779-39.5% | $4,656-50.9% | $4,028-43.2% |
| Admin fee / account holder | $3,608 | $6,110-40.9% | $7,492-51.8% | $5,403-33.2% |