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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,077 | $63,346+21.7% | $92,240-16.4% | $70,126+9.9% |
| Participation rate | 96.9% | 68.7%+28.2pp | 76.5%+20.4pp | 69.5%+27.3pp |
| Annual return | 13.56% | 530.19%-516.6pp | 176.29%-162.7pp | 73.15%-59.6pp |
| Employer contribution / active EE | $17,285 | $2,471+599.5% | $3,680+369.8% | $2,343+637.9% |
| Participant deferral / active EE | $2,694 | $2,854-5.6% | $3,897-30.9% | $3,332-19.1% |
| Admin fee / account holder | $3,993 | $3,841+4.0% | $5,194-23.1% | $4,645-14.0% |