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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,830,361 | $102,595+1684.1% | $94,057+1846.0% | $154,746+1082.8% |
| Participation rate | 66.7% | 76.0%-9.3pp | 73.3%-6.7pp | 80.7%-14.0pp |
| Annual return | 12.93% | 583.42%-570.5pp | 480.62%-467.7pp | 172.34%-159.4pp |
| Employer contribution / active EE | $31,000 | $3,147+885.0% | $2,933+956.9% | $4,379+607.9% |
| Participant deferral / active EE | $18,167 | $5,118+254.9% | $4,709+285.8% | $6,730+169.9% |
| Admin fee / account holder | $9,453 | $7,736+22.2% | $7,244+30.5% | $14,365-34.2% |