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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,759 | $85,766-67.6% | $136,298-79.6% | $70,126-60.4% |
| Participation rate | 73.7% | 74.2%-0.5pp | 81.9%-8.2pp | 69.5%+4.1pp |
| Annual return | 85.26% | 31.46%+53.8pp | 5156.27%-5071.0pp | 73.15%+12.1pp |
| Employer contribution / active EE | $3,666 | $2,966+23.6% | $4,696-21.9% | $2,343+56.5% |
| Participant deferral / active EE | $2,564 | $5,051-49.2% | $6,247-59.0% | $3,332-23.0% |
| Admin fee / account holder | $685 | $5,421-87.4% | $9,244-92.6% | $4,645-85.2% |