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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,387 | $77,472-24.6% | $100,415-41.9% | $80,959-27.9% |
| Participation rate | 96.0% | 76.9%+19.1pp | 81.5%+14.5pp | 67.7%+28.3pp |
| Annual return | 10.24% | 37.26%-27.0pp | 49.47%-39.2pp | 35.67%-25.4pp |
| Employer contribution / active EE | $556 | $2,800-80.1% | $3,943-85.9% | $2,757-79.8% |
| Participant deferral / active EE | $5,226 | $6,818-23.4% | $8,091-35.4% | $4,300+21.5% |
| Admin fee / account holder | $8,292 | $5,885+40.9% | $7,906+4.9% | $6,925+19.7% |