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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,214 | $181,898-96.6% | $156,552-96.0% | $273,970-97.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 0.00% | 30.74%-30.7pp | 32.23%-32.2pp | 41.46%-41.5pp |
| Employer contribution / active EE | $6,418 | $6,248+2.7% | $5,501+16.7% | $4,869+31.8% |
| Participant deferral / active EE | $4,665 | $5,550-15.9% | $4,871-4.2% | $5,287-11.8% |
| Admin fee / account holder | $357 | $15,560-97.7% | $13,028-97.3% | $10,132-96.5% |