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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,062 | $97,550-35.4% | $120,344-47.6% | $87,485-27.9% |
| Participation rate | 74.1% | 72.8%+1.2pp | 76.7%-2.6pp | 68.9%+5.1pp |
| Annual return | 16.58% | 18.41%-1.8pp | 20.30%-3.7pp | 26.06%-9.5pp |
| Employer contribution / active EE | $1,851 | $2,291-19.2% | $3,020-38.7% | $2,596-28.7% |
| Participant deferral / active EE | $5,288 | $4,230+25.0% | $5,135+3.0% | $4,274+23.7% |
| Admin fee / account holder | $11,001 | $9,543+15.3% | $12,742-13.7% | $7,775+41.5% |