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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,668 | $100,073-89.3% | $85,126-87.5% | $145,877-92.7% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 13.92% | 84.11%-70.2pp | 66.63%-52.7pp | 551.28%-537.4pp |
| Employer contribution / active EE | $844 | $3,236-73.9% | $2,731-69.1% | $4,663-81.9% |
| Participant deferral / active EE | $1,261 | $5,294-76.2% | $4,523-72.1% | $6,691-81.1% |
| Admin fee / account holder | $888 | $7,261-87.8% | $6,160-85.6% | $13,402-93.4% |