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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,194 | $165,381+117.2% | $149,730+139.9% | $158,966+126.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 1.49% | 348.29%-346.8pp | 276.70%-275.2pp | 302.95%-301.5pp |
| Employer contribution / active EE | $16,445 | $5,104+222.2% | $4,645+254.0% | $4,762+245.3% |
| Participant deferral / active EE | $8,938 | $7,182+24.4% | $6,843+30.6% | $5,983+49.4% |
| Admin fee / account holder | $10,254 | $10,809-5.1% | $9,310+10.1% | $11,250-8.9% |