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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,298 | $140,578-59.2% | $100,671-43.1% | $125,388-54.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 70.7%+29.3pp | 83.2%+16.8pp |
| Annual return | -4.29% | 24.67%-29.0pp | 20.43%-24.7pp | 282.24%-286.5pp |
| Employer contribution / active EE | $0 | $5,965-100.0% | $4,012-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $12,486 | $3,981+213.6% | $3,144+297.2% | $5,352+133.3% |
| Admin fee / account holder | $13,649 | $6,716+103.2% | $4,850+181.4% | $9,541+43.1% |