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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,785 | $117,829-73.9% | $102,423-69.9% | $145,877-78.9% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 14.25% | 31.83%-17.6pp | 29.42%-15.2pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,622 | $3,615-55.1% | $3,023-46.4% | $4,663-65.2% |
| Participant deferral / active EE | $9,445 | $5,732+64.8% | $5,054+86.9% | $6,691+41.2% |
| Admin fee / account holder | $444 | $13,335-96.7% | $9,455-95.3% | $13,402-96.7% |