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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,292 | $73,848-82.0% | $143,799-90.8% | $68,486-80.6% |
| Participation rate | 75.0% | 66.7%+8.3pp | 80.3%-5.3pp | 67.9%+7.1pp |
| Annual return | -19.52% | 0.91%-20.4pp | -0.04%-19.5pp | -7.85%-11.7pp |
| Employer contribution / active EE | $284 | $3,184-91.1% | $4,952-94.3% | $2,597-89.1% |
| Participant deferral / active EE | $3,234 | $3,385-4.5% | $5,638-42.6% | $4,028-19.7% |
| Admin fee / account holder | $4,675 | $5,755-18.8% | $14,677-68.1% | $5,404-13.5% |