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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,871 | $77,908-87.3% | $149,696-93.4% | $75,173-86.9% |
| Participation rate | 96.0% | 65.6%+30.4pp | 78.8%+17.2pp | 67.2%+28.8pp |
| Annual return | 19.71% | 31.73%-12.0pp | 134.46%-114.7pp | 160.72%-141.0pp |
| Employer contribution / active EE | $4,740 | $3,138+51.1% | $4,821-1.7% | $2,671+77.5% |
| Participant deferral / active EE | $8,732 | $3,411+156.0% | $5,682+53.7% | $4,126+111.6% |
| Admin fee / account holder | $2,216 | $5,950-62.8% | $13,212-83.2% | $5,651-60.8% |