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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,544 | $76,551-67.9% | $123,894-80.2% | $62,881-61.0% |
| Participation rate | 49.0% | 73.0%-24.0pp | 81.4%-32.4pp | 69.3%-20.3pp |
| Annual return | 13.23% | 18.68%-5.4pp | 47.52%-34.3pp | 20.14%-6.9pp |
| Employer contribution / active EE | $1,743 | $2,882-39.5% | $4,617-62.3% | $2,281-23.6% |
| Participant deferral / active EE | $4,173 | $4,840-13.8% | $5,984-30.3% | $3,203+30.3% |
| Admin fee / account holder | $459 | $4,826-90.5% | $8,357-94.5% | $4,296-89.3% |