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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,947 | $93,064-93.6% | $74,577-92.0% | $273,972-97.8% |
| Participation rate | 20.0% | 74.9%-54.9pp | 68.1%-48.1pp | 83.0%-63.0pp |
| Annual return | 60.25% | 26.18%+34.1pp | 20.47%+39.8pp | 41.46%+18.8pp |
| Employer contribution / active EE | $506 | $3,160-84.0% | $2,525-79.9% | $4,869-89.6% |
| Participant deferral / active EE | $506 | $4,160-87.8% | $3,458-85.4% | $5,287-90.4% |
| Admin fee / account holder | $12 | $5,273-99.8% | $4,138-99.7% | $10,133-99.9% |