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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,226 | $81,664+205.2% | $70,476+253.6% | $158,966+56.8% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 17.79% | 208.59%-190.8pp | 109.12%-91.3pp | 302.95%-285.2pp |
| Employer contribution / active EE | $13,414 | $3,219+316.7% | $2,738+389.9% | $4,762+181.7% |
| Participant deferral / active EE | $17,448 | $4,556+282.9% | $3,710+370.3% | $5,983+191.6% |
| Admin fee / account holder | $2,334 | $6,197-62.3% | $3,847-39.3% | $11,250-79.3% |