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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,082 | $82,678-16.4% | $125,391-44.9% | $68,490+0.9% |
| Participation rate | 28.8% | 75.1%-46.3pp | 82.4%-53.6pp | 67.9%-39.1pp |
| Annual return | -16.34% | -5.97%-10.4pp | 572.41%-588.8pp | -7.85%-8.5pp |
| Employer contribution / active EE | $1,029 | $3,382-69.6% | $4,816-78.6% | $2,597-60.4% |
| Participant deferral / active EE | $3,274 | $6,111-46.4% | $7,448-56.0% | $4,028-18.7% |
| Admin fee / account holder | $5,120 | $6,277-18.4% | $10,009-48.8% | $5,403-5.2% |