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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,888 | $175,231-95.5% | $149,696-94.7% | $139,466-94.3% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 10.65% | 166.77%-156.1pp | 134.46%-123.8pp | 373.66%-363.0pp |
| Employer contribution / active EE | $2,661 | $5,478-51.4% | $4,821-44.8% | $4,754-44.0% |
| Participant deferral / active EE | $3,900 | $6,521-40.2% | $5,682-31.4% | $6,712-41.9% |
| Admin fee / account holder | $34,038 | $16,155+110.7% | $13,212+157.6% | $11,409+198.3% |